Financial inclusion remains a significant challenge in Indonesia, with nearly 50% of the population lacking access to banking services or loans. Many individuals and small businesses in Indonesia do not have a credit history that can be evaluated by traditional…
The Future of Credit Scoring in Financial Inclusion
Access to credit is a cornerstone of financial empowerment, enabling individuals to start businesses, invest in education, and achieve personal goals. However, for many, especially in underserved communities, traditional credit scoring systems remain a significant barrier. Credit scoring plays a…