The phenomenon of widespread loan defaults (galbay) in online lending is increasingly prevalent across regions in Indonesia. The Financial Services Authority (OJK) cautions that these actions not only result in legal issues but also severely impact credit scores, financial reputations,…
Pros and Cons of Payment ID: Convenient for Transactions, But Is Your Data Safe?
Payment ID offers tremendous convenience in digital transactions — fast, practical, and simplifying payment records. However, behind this ease lie risks that cannot be ignored: data breaches, potential fraud, and digital identity misuse. This article explores the advantages and disadvantages…