Indonesia’s fintech and e-wallet sectors are pivotal in promoting financial inclusion and enabling convenient digital transactions. However, these industries face sharply rising AI-powered cyber threats that have doubled in intensity since 2024. Attackers leverage AI to automate layered assaults, deploy…
Rising Loan Defaults in Online Lending: OJK Warns of Major Risks to Data Security & Financial Reputation
The phenomenon of widespread loan defaults (galbay) in online lending is increasingly prevalent across regions in Indonesia. The Financial Services Authority (OJK) cautions that these actions not only result in legal issues but also severely impact credit scores, financial reputations,…
OJK Agrees to Merge 16 State-Owned Insurance Companies into 3 Entities
The Financial Services Authority (OJK) recently acknowledged the plan by the State Investment Management Agency (BPI) Daya Anagata Nusantara, or Danantara, to consolidate 16 state-owned insurance companies into 3 large entities. This nationwide merger is not only a business consolidation…
Pros and Cons of Payment ID: Convenient for Transactions, But Is Your Data Safe?
Payment ID offers tremendous convenience in digital transactions — fast, practical, and simplifying payment records. However, behind this ease lie risks that cannot be ignored: data breaches, potential fraud, and digital identity misuse. This article explores the advantages and disadvantages…
Beeza Bantu Fintech Onboarding User 10x Lebih Cepat — Solusi e-KYC Cepat, Legal, dan Aman
1. Pendahuluan: Onboarding Cepat = Fintech Tumbuh Lebih Cepat Di industri fintech yang kompetitif, kecepatan onboarding menjadi salah satu kunci utama pertumbuhan. Namun sayangnya, banyak platform fintech masih bergantung pada proses verifikasi manual yang memakan waktu dan rentan kesalahan. Akibatnya,…
Play Fintech Onboarding Version Of Squid Game
The customer onboarding process in the fintech industry is often a nightmare for operational teams. From verifying documents and matching identities to ensuring compliance with strict regulations, everything requires time, accuracy, and precision. Unfortunately, many fintech businesses in Indonesia still…
Why Fintech Must Use e-KYC
The fintech industry has transformed how people access financial services. From online loans and e-wallets to digital investments and insurance, everything is now available at your fingertips. But behind this convenience, there’s one crucial pillar that every fintech must prioritize:…
eKYC Technology: An Efficient Solution to Address Identity Verification Challenges in the Financial Industry
Identity verification is a critical process in the financial industry, essential to ensuring security, regulatory compliance, and fraud prevention. Traditional verification methods, often reliant on physical documents and manual processes, are time-consuming, error-prone, and vulnerable to manipulation. eKYC (Electronic Know…
Strategies to Simplify Customer Onboarding Processes in the Digital Era
Introduction: The Role of Onboarding Processes in Customer Experience In today’s digital world, the customer onboarding process plays a crucial role in shaping the first impression of a service or product. A smooth and efficient onboarding experience can significantly boost…
How Financial Services Use eKYC to Enhance Regulatory Compliance
Introduction: eKYC Navigating Compliance in a Digital Financial Era In today’s rapidly evolving financial landscape, institutions are under constant pressure to deliver faster, seamless customer experiences while maintaining strict compliance with complex regulations. The rise of electronic Know Your Customer…