As the world grapples with the growing environmental crisis, waste management has become a critical focus in the pursuit of sustainability. In Indonesia, the growing urbanization and increasing consumption are putting a strain on waste management systems. Traditional methods are…
Big Data and Credit Scoring: Enhancing Financial Inclusion in Indonesia
Financial inclusion remains a significant challenge in Indonesia, with nearly 50% of the population lacking access to banking services or loans. Many individuals and small businesses in Indonesia do not have a credit history that can be evaluated by traditional…
Managing Financial Risk with a Negative Record Big Data System
Effective risk management is crucial for financial institutions when making lending and investment decisions. One way to identify and mitigate potential risks is by utilizing a Negative Record Big Data System. This system provides deeper and more accurate insights into…
Peran Big Data dalam Fintech dan P2P Lending
Big Data telah merevolusi berbagai industri, dan sektor keuangan tidak terkecuali. Di tengah perkembangan pesat teknologi keuangan (Fintech) dan peer-to-peer (P2P) lending, Big Data memainkan peran krusial dalam meningkatkan efisiensi operasional, pengelolaan risiko, dan personalisasi layanan. Artikel ini akan mengulas…