Digital Literacy : When AI Advances, But Digital Awareness Falls Behind Amid the excitement surrounding artificial intelligence (AI) transforming every aspect of modern life—from work and education to entertainment—a worrying trend has emerged: digital literacy is in decline. Recent data…
Data Breach Response and Digital Trust: Essential Steps to Take After a Data Breach
A data breach is one of the most critical cybersecurity incidents an organization can face in the digital era. As businesses increasingly rely on digital systems to store personal data, customer records, and sensitive documents, the risk of unauthorized access…
OJK Tightens Oversight, 30 Fintech Peer-to-Peer Lending Firms Sanctioned to Combat Rising Fraud
The Financial Services Authority (OJK) has taken firm action by imposing administrative sanctions on 30 peer-to-peer (P2P) lending fintechs found violating regulations. This intensified supervision aims to improve corporate governance and curb the increasing fraud in the online lending industry….
Data Misappropriation Alleged: Tailor Haunted by Rp 2.8 Billion Tax Bill
A tailor in Pekalongan unexpectedly received a staggering tax bill of Rp 2.8 billion. The Directorate General of Taxes (DGT) firmly denies ever issuing such a demand to the individual concerned. The case is suspected to originate from data misappropriation…
Rising Loan Defaults in Online Lending: OJK Warns of Major Risks to Data Security & Financial Reputation
The phenomenon of widespread loan defaults (galbay) in online lending is increasingly prevalent across regions in Indonesia. The Financial Services Authority (OJK) cautions that these actions not only result in legal issues but also severely impact credit scores, financial reputations,…
OJK Agrees to Merge 16 State-Owned Insurance Companies into 3 Entities
The Financial Services Authority (OJK) recently acknowledged the plan by the State Investment Management Agency (BPI) Daya Anagata Nusantara, or Danantara, to consolidate 16 state-owned insurance companies into 3 large entities. This nationwide merger is not only a business consolidation…
Beware of Fake Tax Certificates (SKP) in .apk Format: A New Scam Targeting Your Data
Digital fraud is becoming increasingly sophisticated. Recently, fake Tax Certificates (Surat Ketetapan Pajak or SKP) have been circulated in the form of .apk files. While they appear official at first glance, these files are actually malicious applications containing malware that…
Microsoft Lens to Close in 2025: Time to Upgrade How You Manage Documents
Microsoft Lens, a widely trusted app for scanning documents, receipts, notes, and whiteboards, is officially scheduled to be discontinued by the end of 2025. For over ten years, it has been a staple tool for millions of individuals and businesses…
Pros and Cons of Payment ID: Convenient for Transactions, But Is Your Data Safe?
Payment ID offers tremendous convenience in digital transactions — fast, practical, and simplifying payment records. However, behind this ease lie risks that cannot be ignored: data breaches, potential fraud, and digital identity misuse. This article explores the advantages and disadvantages…
Understand the Two Types of Personal Data: General & Specific — Don’t Treat Them the Same, Don’t Protect Them Carelessly
Not All Data Is Created Equal. Personal data falls into two categories, each carrying different levels of risk and requiring distinct protection strategies. This article explores the classification, real-world examples, and effective digital security solutions in today’s age of online…